Smart Settle

Gamifying settlement journeys

Restructuring journeys to maximise collection value

Three-click instant settlement journey without manual intervention

Smart Settle

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What you get

Gamified settlement engine

  • N=1 optimisation

Proprietary Re-engagement Algorithms

  • Re-engagement algorithms deployed across the settlement funnel
  • Maximise settlement value

100% Compliance Adherence

  • Customer content-driven journey
  • Ensures complete adherence to compliance standards

Fast implementation

  • < 1-day TAT to configure settlement journey as per bank’s settlement grids

Smart Settle Advantages

Enhancing collection value by gamifying settlement journey and providing satisfactory customer experiences.

Upto 20% drop in collection spend

4% increase in NPS

spocto Client Speak

We have been associated with spocto for over three years. Their services have greatly complemented our product offerings. Their digital collections platform, SmartCollect, has enabled us to serve our customers better and at a lower cost.

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Mr. Ramsunder B. Vice President, Fintech & Strategy @TVS

It all begins with understanding each other.

Smart Collect

Accurate assessment of next-best-action