An end-to-end Debt collections platform crafted by Industry Veterans for Collections Industry

The Spocto X experience simplifies, empowers and enhances your collection process throughout the debt lifecycle with best-in-class compliance. Our AI-enabled Debt Collections Platform helps you streamline your resources and increase your collection rate by 20%.

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The Spocto X Impact

$Bn
Volume Processed
Mn
Accounts saved from going to NPA
+
Financial institutions trust us
Mn+
Happy end-customers
$Bn
ECL Savings by Spocto
%
Increase in NPS

At Spocto X, we are driving the future of debt collection through innovation and strategic foresight. Our integrated product suite empowers financial institutions with cutting-edge AI, ML, and NLP-driven technologies.

Spocto X features

We offer a wide range of solutions that

  • Provide deep analytical insights into customer behaviour
  • Provide easy-to-configure, no-code workflows
  • Establish seamless communication with customers across channels with a 360-degree view
  • Ensure complete adherence to the latest central bank regulations

Transforming Debt Recovery with Excellence

Spocto X
Innovation Lab

Innovation lies at the heart of everything we do. We are bringing together the best minds that are ideating, prototyping and scaling advanced analytics for debt collection to craft disruptive solutions that are aimed to improving your collections journey.

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By 2030, our mission is to set new global standards in debt collection and NPA reduction, fostering a more resilient financial ecosystem

Efficient data-driven debt collection is key to reaching this goal

Spocto X plays a critical role by making debt collections fast, easy and humane with:

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An effective and efficient digital debt resolution platform
The highest standards of compliance that works through the debt life cycle
Human compassion and dignity in all transactions

Creating a culture of trust in Collections

We are leaders in the field of collections and trusted by the leading financial institutions

 

Mr. Ramsunder B.

Vice President, Fintech & Strategy @TVS

 

Mr. Ramsunder B.

Vice President, Fintech & Strategy @TVS

We have been associated with spocto for over three years. Their services have complemented our product offerings. Their digital collection platform, SmartCollect, has enabled us to serve our customers better and at a lower cost

Mr. Ramsunder B.

Vice President, Fintech & Strategy @TVS

We meld your organisation’s debt recovery strategies with the right tools like debt collection software for fast resolution with utmost customer satisfaction.

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