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    Improving customer contactibility

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    YuVoice

    Human like, outcome driven multilingual conversational bot

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    AI-driven personalised video messaging for borrowers

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    Real-time transcription & AI-driven risk monitoring for borrower conversations

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    Gamifying settlement journeys

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    All things legal sorted in one-user friendly dashboard

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    Fully automated collection strategy with Agentic AI

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    Tech-enabled field collection support

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    Empowering borrowers by streamlining payment journeys

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Book a Demo Grievances

On-Ground Collections. Now in Your Control.

Track every field agent in real time, monitor collections progress and improve recovery outcomes — all through AI powered intelligence.

    A single Field App for your FOS

    Recover More Per Day — Without More Agents

    Geo-tagged check-ins and real-time tracking help lenders ensure agents are on the ground, at the right place, with zero room for misreporting.

    Know Where Your Agents Are. And What They’re Doing.

    Geo-tagged check-ins and real-time tracking help lenders ensure agents are on the ground, at the right place, with zero room for misreporting.

    Cloud Calling and SMS. Monitored and Measurable.

    Track borrower contact status with call/SMS features embedded in the app — ensuring communication is timely, contextual and auditable.

    One Dashboard. Complete FOS Performance Insights

    Identify top performers, lagging agents and real-time productivity patterns — so you can reward impact and optimize collections planning.

    Why an FOS App

    See What Happens on the Ground — Without Leaving Your Desk

    100%+

    visibility into field operations

    35%

    faster case closures with automated routing

    90%

    drop in coordination calls between agents & backend

    Bhaasa has transformed our debt collection process. This empathetic approach not only improved success rates but also maintained compliance and borrower trust at scale.

    Ramsunder B.
    Mr. Ramsunder B.

    Vice president, FinTech & Strategy

    TVS Logo

    Another great testimonial about Bhaasa's amazing service and features.

    Ramsunder B.
    Mr. Ramsunder B.

    Vice president, FinTech & Strategy

    TVS Logo

    Transform Your Debt Collection

    Enhance efficiency with intelligent communication solutions.

    Unlock the Power of AI Voice
    Unlock the Power of AI Voice

    Engage borrowers at scale in their preferred language

    Learn More
    Ensure Seamless Borrower Conversations
    Ensure Seamless Borrower Conversations

    Human-like interactions that drive higher resolution rates

    Learn More
    Achieve Results with Precision
    Achieve Results with Precision

    Outcome-based flows that adapt to each borrower's response

    Learn More

    FAQs

    Find answers to your most pressing questions about our services and how we can help.

    Yes. Field+ supports secure API and SFTP-based integrations, ensuring seamless data flow between your core systems and on-ground operations.

    All geo-tags, communications and case updates are encrypted and stored within your lender environment. Access controls and audit trails ensure every action is trackable and compliant with RBI norms.

    No problem. Field+ allows agents to continue working offline — all task updates and visit data sync automatically once connectivity is restored.

    Yes. The manager dashboard provides live visibility of every agent’s route, task status, and collection progress — enabling instant insights and faster decision-making.

    Yes. The app is fully compatible with both platforms and optimized for secure enterprise use.
    Get A Free Demo

    Transform Debt Collection
    with Spocto X

    Automate, personalize and simplify your collections with precision

    Book a Demo

    Address

    Unit 603 & 604, 6th Floor, B&C Wing, Reliable Tech Park, Thane – Belapur Road,
    Gavate Wadi, MIDC, Airoli, Navi Mumbai, Maharashtra – 400708, India

    Contact

    +91 22 20886445

    hello@spocto.com

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