End-to-End Legal journey for Collections

Automate legal workflows across notices, litigation, advocates and spend seamlessly within Spocto X.

Automated Legal Journey

Bulk Notices, Delivered & Tracked

From generation to delivery, every notice is automated, multi-channel and 100% auditable.

  • Auto-sync borrower & delinquency data from core systems
  • Segment by DPD, product, amount, or region
  • Generate multilingual compliant templates (Dunning, LRN, Section 138/25, SARFAESI)
  • Deliver via SMS, email, WhatsApp, India Post with live tracking

Standardized Legal
Actions, Simplified

Codified workflows for high-volume, high-impact legal actions.

  • Section 138/25 β†’ Workflow automation, document generation, advocate access
  • Arbitration β†’ Templates, execution petition workflows, ODR integrations
  • SARFAESI β†’ Stage-wise notices (13(2), 13(3A), 13(4), 14), auctions, vendor access
  • Vehicle Repossession β†’ Repossession/sales letters, auction docs, management

Litigation, Centralized &
Connected

Keep every case, hearing, and advocate in sync with automated updates.

  • Direct integration with 10,000+ courts for live updates
  • Automated reminders for cases, orders, and judgments
  • Document storage & full case history in one place
  • Advocate access with role-based visibility
  • Case closure workflows configurable by product

Legal Intelligence at
Your Fingertips

Real-time legal insights that keep your teams informed and compliant.

  • Out-of-the-box reports on case listings, updates, and judgments
  • MIS reports across daily, monthly, fortnightly, and quarterly cycle
  • Regulatory reporting on case aging, provisioning, contingent liabilities, RBI compliance
  • Advocate performance dashboards

Legal Collections,
Rebuilt for Scale

Real-time legal insights that keep your
teams informed and compliant.

50% Faster

Notice generation & delivery

100% Visibility

Into case updates & advocate actions

30% Savings

In legal spend with standard workflows

FAQs

Find answers to your most pressing questions about our services and how we can help.

Spocto X supports key legal actions used in collections such as arbitration, cheque bounce cases, SARFAESI processes, repossessions, and related legal workflows.

Β All cases are centrally tracked with automated court updates, reminders, and document storage β€” no manual follow-ups or offline tracking.

Yes. Advocates get secure, role-based access to view cases, upload documents, and update progress while your internal teams retain full visibility.

You get ready-to-use dashboards and MIS reports covering case status, updates, judgments, regulatory requirements, and advocate performance β€” all in real time.

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