Let AI Take Over Your Collections Strategy — From Allocation to Collections
Spocto X executes your entire collections plan the moment you upload your allocation file — No delays, No dependencies, No manual gaps.
Collections powered by Agentic AI
From File to Full-Fledged Campaign — In Minutes
Spocto X automatically ingests your allocation file and begins execution instantly — no mapping, no formatting. Whether you're uploading via API or SFTP, it just works seamlessly.
- Automatic Ingestion
- Instant Launch
Smart Segmentation. Zero Guesswork
Our system intelligently classifies borrowers based on payment behavior, risk indicators and intent to pay — and auto-assigns them to the right campaigns with the right channels. No manual segmentation needed. Just measurable outcomes.
- Intelligent Borrower Classification
- Automated Campaign Assignment
Manual vs. Automated Strategy Execution
Choose your level of control.
- Manual Mode: You define the strategy, segment, and flows
- Automated Mode: Let the system take full charge with dynamic logic
Discover the Future of Collection
Experience the power of fully automated collections — faster, smarter, and effortless with Spocto X.
Increase in total recovery rates
Reduction in cost-to-collect
Faster early-bucket resolution
Every Borrower Gets the Right Message — On the Right Channel
Spocto X personalizes communication timing, channel, and language based on each borrower's behavior — ensuring better engagement and faster recovery.
See What’s Working. Improve What’s Not. Instantly.
No waiting for reports. See real-time campaign performance and get system-driven recommendations to boost effectiveness — all on a live dashboard.
Bhaasa has transformed our debt collection process. This empathetic approach not only improved success rates but also maintained compliance and borrower trust at scale.
Another great testimonial about Bhaasa's amazing service and features.
Transform Your Debt Collection
Enhance efficiency with intelligent communication solutions.
Ensure Seamless Borrower Conversations
Human-like interactions that drive higher resolution rates
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Achieve Results with Precision
Outcome-based flows that adapt to each borrower's response
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FAQs
Find answers to your most pressing questions about our services and how we can help.