Harness the power of tech innovation in debt collection

Debt recovery,
and risk
mitigation,
reimagined.

profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile
profile

We are a full-stack AI-driven debt support and risk mitigation platform

experience simplifies, empowers and enhances your collection process throughout the debt lifecycle with best-in-class compliance. Our powerful, unified platform helps you streamline your resources and increase your collection rate by 20%.

The Spocto Impact

USD 100 Bn

Volume Processed

61 Million

Accounts saved from going to NPA

54 Million+

Happy end-customers

USD 4.1 Bn

ECL Savings by Spocto

30+

Financial institutions trust us

10%

Increase in NPS

We are changemakers changing the industry one collection at a time. We are leveraging best-in-class, AI-powered technology to enhance ease of collection for lenders enhancing their efficiency and improving their NPA. The Spocto edge is helping lenders contain credit losses, thereby strengthening the financial system at large.
image

Products

We offer a wide range of products that

  • Provide deep analytical insights into customer behaviour
  • Provide easy-to-configure, no-code workflows
  • Establish seamless communication with customers across channels with a 360-degree view
  • Ensure complete adherence to the latest central bank regulations.

We are making a difference in debt recovery with

Better Collection Efficiency with lower NPAs and better collections

Best Compliance Standards that meet the world's gold standards

Superior Customer Satisfaction that enhances your NPS

button image button image button image

Spocto
Innovation Lab

Innovation lies at the heart of everything we do. We are bringing together the best minds that are ideating, prototyping and scaling disruptive solutions in collections that are aimed to improving your collections journey.

By 2030, India is slated to be the third-largest economy in the world.

Efficient debt collection is key to reaching this goal.

Spocto plays a critical role by making debt collections fast, easy and humane with:

An effective and efficient debt-collection platform

The highest standards of compliance that works through the debt life cycle

Human compassion and dignity in all transactions

Learn More