Fintech Company of the Year
spocto is proud to be awarded Fintech Company of the Year by Entrepreneur ME
Enabling debt completion by giving the lender what's due
spocto is a global leader in collections
A full-stack debt collection platform powered by AI & ML
spocto offers a phygital platform for collections with hyper-personalized targeting through the digital, field & call centres.
About spocto
spocto is a full stack debt collections platform powered by AI & ML capabilities.
Better collection efficiency by reducing NPA and better repayment probability
Best compliance standards as per world gold standard
Superior customer experience that improves your NPS
$95 Bn+
Volume Processed
52 Mn+
Customers
18%
Higher Collection
Efficiency
4 Mn+
Accounts Processed
Monthly
30+
Financial Institutions
Trust Us
We cover the entire debt life-cycle
Disbursement
SMARTRank
Account Monitoring
Delinquency Prevention
Early warning signals for your portfolio
Post-Disbursement
SMARTCollect
Efficient Collection
Superior Collections
Phygital collections powered by AI recommendation with hyper-personalized targeting through Digital, field & Call centers.
NPA/WO
SMARTResolve
Ultimate Resolution
Legal Resolutions
With added capabilities such as Legal, ARC intermediation and consultation.
Clientele
Our Leadership
Media Centre
Our confidence stems from the work we do; these accreditations and recognitions reinstate confidence in our collection management capability at spocto.
Learn More
Testimonials
"We have been associated with Spocto for over three years. Their services have greatly complemented our product offerings. Their digital collections platform, SmartCollect, has enabled us to serve our customers better and at a lower cost."
Mr. Ramsunder B
TVS | Vice President, Fintech & Strategy
Accreditation
