Harness the power of tech innovation in debt collection
The spocto X experience simplifies, empowers and enhances your collection process throughout the debt lifecycle with best-in-class compliance. Our AI-enabled credit management platform helps you streamline your resources and increase your collection rate by 20%.
The spocto Impact
USD 100 Bn
Accounts saved from going to NPA
USD 4.1 Bn
ECL Savings by Spocto
Financial institutions trust us
Increase in NPS
We are changemakers changing the industry one collection at a time. We are leveraging advanced analytics for debt collection to enhance the ease of collection for lenders enhancing their efficiency and improving their NPA. The spocto edge is helping lenders contain credit losses, thereby strengthening the financial system at large.
We offer a wide range of products that
Better Collection Efficiency with lower NPAs and better collections
Best Compliance Standards that meet the world's gold standards
Superior Customer Satisfaction that enhances your NPS
Innovation lies at the heart of everything we do. We are bringing together the best minds that are ideating, prototyping and scaling advanced analytics for debt collection to craft disruptive solutions that are aimed to improving your collections journey.
By 2030, India is slated to be the third-largest economy in the world.
Efficient data-driven debt collection is key to reaching this goal.
spocto plays a critical role by making debt collections fast, easy and humane with:
An effective and efficient digital debt resolution platform
The highest standards of compliance that works through the debt life cycle
Human compassion and dignity in all transactions