About spocto

spocto is a full stack debt collections platform powered by AI & ML capabilities.

service
Better collection efficiency by reducing NPA and better repayment probability
service
Best compliance standards as per world gold standard
service
Superior customer experience that improves your NPS

$95 Bn+

Volume Processed

52 Mn+

Customers

18%

Higher Collection
Efficiency

4 Mn+

Accounts Processed
Monthly

30+

Financial Institutions
Trust Us

We cover the entire debt life-cycle

Disbursement
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SMARTRank

Account Monitoring

Delinquency Prevention

Early warning signals for your portfolio

Post-Disbursement
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SMARTCollect

Efficient Collection

Superior Collections

Phygital collections powered by AI recommendation with hyper-personalized targeting through Digital, field & Call centers.

NPA/WO
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SMARTResolve

Ultimate Resolution

Legal Resolutions

With added capabilities such as Legal, ARC intermediation and consultation.


Clientele

Our Leadership

Sumeet Srivastava
Sumeet
Srivastava

Founder & CEO

Puja Srivastava
Puja
Srivastava

Co-founder & CTO

Avadhut Thali
Avadhut
Thali

Executive Board Member

Bhavin Parekh
Bhavin
Parekh

Chief Business Officer


Media Centre

Our confidence stems from the work we do; these accreditations and recognitions reinstate confidence in our collection management capability at spocto.

Learn More
spocto Media Centre

Testimonials

"We have been associated with Spocto for over three years. Their services have greatly complemented our product offerings. Their digital collections platform, SmartCollect, has enabled us to serve our customers better and at a lower cost."

Mr. Ramsunder B
TVS | Vice President, Fintech & Strategy

Accreditation

spocto's Accreditation