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Improve delinquent retail account recovery with spocto’s psychography based skip trace services!

Some customers stop repaying their loans after a few initial instalments and might not be reachable through traditional channels. Locating the absconding customers and recovering debts could be a herculean task. spocto’s Skip Trace service makes this easier with its AI/ML-based algorithms.

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Collate and Curate Data with Machine Learning Algorithm

Our proprietary machine-learning algorithm collates and curates data gathered from more than 850 different databases to create a virtual persona of the customer. Our algorithm continually keeps a tab on these data touchpoints to carry out technographic, psychographic and geographic analytics of this virtual persona on real-time basis. Thus, we skip trace the customers that were otherwise beyond reach.

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Score, Segment and Prioritize

Based on the in-depth analysis of over 47+ data sources, we rate, segment and prioritize your debt collection data to strategize your collection efforts. Our result-driven approach results in an efficient customer-centric collection process that enhances the debt recovery process and brings in faster recoveries at reduced costs of operations.

Case Study

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Spocto Trace Case Study

Spocto Trace used its patented solution that assessed digital footprints of the delinquent account holders by assessing public data available on the Web

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