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# spocto

Debt Collection Platform

## Sitemaps

- [XML Sitemap](http://10.60.84.100/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [KisanServ partners with spocto to deploy 'Bhaasa': a voicebot that communicates in regional dialects](http://10.60.84.100/kisanserv-partners-with-spocto-to-deploy-bhaasa-a-voicebot-that-communicates-in-regional-dialects/) - spocto, the world's leading debt support and risk mitigation platform, is excited to announce its strategic partnership with KisanServ, a prominent AgriTech company based out of Pune, for the deployment of spocto's AI driven multilingual voice bot 'Bhaasa'. Through Bhaasa, Kisanserv would be able to communicate across different languages in real-time with thousands of farmers
- [Exploring the Limitless Possibilities of OpenAI's ChatGPT | EP:05 | Puja Srivastava](http://10.60.84.100/exploring-the-limitless-possibilities-of-openais-chatgpt-ep05-puja-srivastava/) - We're constantly exploring new ways to push the boundaries of what's possible with AI, using ChatGPT as a foundation to unlock new use cases and applications that we've only begun to imagine.
- [Repayment collection in India is a new field of tech innovation](http://10.60.84.100/repayment-collection-in-india-is-a-new-field-of-tech-innovation/) - It is becoming something of a post-pandemic mantra in India: A lender whose portfolio of unsecured retail loans is not increasing by 50% annually is not trying hard enough. All kinds of bank and non-bank lenders are heaping credit on household balance sheets even though the consumer economy is fragile. A tiny minority is in
- [In India, tech is collecting loans it helped create](http://10.60.84.100/in-india-tech-is-collecting-loans-it-helped-create/) - India's booming digital lending business is stoking demand for a new breed of startups that are aiming to build -a platform that can be used to collect loans – and, in future, insurance premiums – anywhere in the world.
- [Tech Is Collecting Loans It Helped Create](http://10.60.84.100/tech-is-collecting-loans-it-helped-create/) - It is becoming something of a post-pandemic mantra in India: A lender whose portfolio of unsecured retail loans is not increasing by 50% annually is simply not trying hard enough. All kinds of bank and nonbank lenders are heaping credit on household balance sheets even though the consumer economy is fragile: A tiny minority that
- [Tech is collecting the debt that helped build it](http://10.60.84.100/tech-is-collecting-the-debt-that-helped-build-it/) - This is becoming the mantra in India post-pandemic: A lender whose portfolio of unsecured retail loans isn’t growing 50% annually is simply not trying hard enough. Banks and non-bank lenders of all kinds are adding credit to household balance sheets, even though the consumer economy is fragile: a small minority who can afford luxury goods
- [भारत में चुकौती संग्रह तकनीकी नवाचार का एक नया क्षेत्र है](http://10.60.84.100/भारत-में-चुकौती-संग्रह-तक/) - यह भारत में महामारी के बाद का मंत्र बन रहा है: एक ऋणदाता जिसका असुरक्षित खुदरा ऋण का पोर्टफोलियो सालाना 50% नहीं बढ़ रहा है, वह पर्याप्त प्रयास नहीं कर रहा है। उपभोक्ता अर्थव्यवस्था कमजोर होने के बावजूद सभी प्रकार के बैंक और गैर-बैंक ऋणदाता घरेलू बैलेंस शीट पर क्रेडिट का ढेर लगा रहे हैं।
- [Getting Rid of Linguistic Barriers for a Seamless Debt Collection Process](http://10.60.84.100/getting-rid-of-linguistic-barriers-for-a-seamless-debt-collection-process-read-more-at-https-bfsi-economictimes-indiatimes-com-news-financial-services-getting-rid-of-linguistic-barriers-for-a-seam/) - Needless to say, collection platforms have taken giant strides to ensure a seamless flow of information to platform users and borrowers. Thanks to personalized content and user-friendly gateways, integrated and digital platforms have persuaded existing and potential customers of the platform to engage with the collection agency.
- [Can India’s collect-tech startups turn bad loans into good business?](http://10.60.84.100/can-indias-collect-tech-startups-turn-bad-loans-into-good-business/) - Despite credit growth reaching new heights, debt collection has remained an archaic process. While AI-led innovations by collect-tech startups promise to revolutionise the space, both banks and non-banks are loath to cede control of their collections machines.
- [Meet the women shaping the booming fintech sector in India](http://10.60.84.100/meet-the-women-shaping-the-booming-fintech-sector-in-india/) - Breaking through the glass ceiling in the male-dominated sector, women are revolutionising the financial ecosystem through the adoption of technology
- [Women's Day: ‘There is need for female role models in tech-dominated fields’](http://10.60.84.100/womens-day-there-is-need-for-female-role-models-in-tech-dominated-fields/) - Schools and colleges must stress the importance of entrepreneurship and, most importantly, the inclusion of women in it, said Puja Srivastava – CTO and Co-Founder of spocto Solutions
- [“Spocto wants to help India become a $5 trillion economy by assisting in debt collection” Sumeet Srivastava, Co-founder & CEO of Spocto a Yubi company](http://10.60.84.100/spocto-wants-to-help-india-become-a-5-trillion-economy-by-assisting-in-debt-collection-sumeet-srivastava-co-founder-ceo-of-spocto-a-yubi-company/) - Sumeet Srivastava, CO-Founder & CEO of Spocto, shares with TechStory, how Spocto is changing age old norms of the debt recovery sector using new age technology such as artificial intelligence and machine learning.
- [Krishi Jagran - spocto’s Kisan Pay BOT reduces farm loan NPAs and eases collections](http://10.60.84.100/media-centre/) - spocto Solutions Pvt Ltd, a collectech start-up & 1st to introduce contactless collections for banks and NBFCs in India covering all kinds of loans, enters the agricultural sector with its Kisan Pay BOT, a one-stop solution for the banks and farmers, where banks do not have to worry about farmer loan payment under Kisan Credit
- [Zawya - Leading global risk mitigation platform spocto establishes presence in MENA](http://10.60.84.100/zawya-leading-global-risk-mitigation-platform-spocto-establishes-presence-in-mena/) - spocto, a Yubi company, has launched in the Middle East and North Africa (MENA) with regional headquarters located in Dubai International Financial Centre (DIFC). As a leading risk mitigation platform, spocto is establishing a foothold in the region, with the UAE serving as a springboard for its global ambitions.
- [Movius To Partner With spocto’s Debt Support and Risk Mitigation Platform](http://10.60.84.100/movius-to-partner-with-spoctos-debt-support-and-risk-mitigation-platform/) - Movius, cloud-based secure mobile communications, announces that its conversational artificial intelligence (Conversational AI) platform, Curie, will partner with spocto’s debt resolution and risk mitigation platform in India and the MENA region.
- [Analytics Steps - In conversation with Mr. Sumeet Srivastava, Founder and CEO of spocto Solutions](http://10.60.84.100/analytics-steps-in-conversation-with-mr-sumeet-srivastava-founder-and-ceo-of-spocto-solutions/) - A new emerging method of debt management with the assistance of digital collections can be understood as the utilization of modern technology like Artificial Intelligence and Machine Learning for the creation of effective customer communication channels.
- [Adda 24/7 - spocto Introduces India’s First Debt Collection Innovation Lab](http://10.60.84.100/adda-24-7-spocto-introduces-indias-first-debt-collection-innovation-lab/) - The world’s leading full-stack debt support and risk mitigation platform has inaugurated India’s first Innovation Lab (SIL) dedicated to the debt collection segment of banking industries in India and the Middle East.
- [World’s first ‘collect-tech’ venture spocto scripts aggressive MENA expansion amid global recession talks](http://10.60.84.100/worlds-first-collect-tech-venture-spocto-scripts-aggressive-mena-expansion-amid-global-recession-talks/) - The venture, which has its regional headquarter in Dubai, is eyeing a $100 million revenue target from the Middle East region in the next few years.
- [Why compliance in debt collection will usher in dignity for borrowers and agents](http://10.60.84.100/why-compliance-in-debt-collection-will-usher-in-dignity-for-borrowers-and-agents/) - Although the RBI guidelines seem promising, seamless debt recovery from borrowers is still a far-fetched reality for lenders. One of the major pain points of every lender is irregular payments and loan defaults by borrowers.
- [Gulf News - Indian fintech spocto wants to make it easier for UAE banks to lend](http://10.60.84.100/gulf-news-indian-fintech-spocto-wants-to-make-it-easier-for-uae-banks-to-lend/) - An Indian fintech that specialises in credit risk mitigation is ready to help you and the bank meet at the halfway point. “If you look at platforms such as BNPLs, which are mostly small loans, the average loan period in the UAE is about 90 days,” said Sumeet Srivastava, founder and CEO of spocto. “However,
- [Khaleej Times - India’s fintech unicorn Yubi makes UAE debut with spocto](http://10.60.84.100/khaleej-times-indias-fintech-unicorn-yubi-makes-uae-debut-with-spocto/) - For spocto, a pioneer in AI-enabled recovery infrastructure, the UAE debut will provide a strategic springboard to expand its operations globally as part of the India-UAE Start-Up Corridor. The initiative was launched in May 2022 by the DIFC and FICCI Leads, a business incubator of FICCI grow the startup ecosystem of India and the UAE.
- [Entrepreneur India - The Recap: Tech Innovation Awards 2022](http://10.60.84.100/entrepreneur-india-the-recap-tech-innovation-awards-2022/) - The event, sponsored by du and is organized in association with in5, Fluidmeet, Kapturise, and Tech Venue AI and Tech Hub, recognized individuals and enterprises that have been making waves in the region’s tech industry.
- [The Times of India - Hyper-personalisation is the key to transforming the debt recovery ecosystem](http://10.60.84.100/the-times-of-india-hyper-personalisation-is-the-key-to-transforming-the-debt-recovery-ecosystem/) - Systematic lending, borrowing, and debt recovery have been a part of the Indian financial system for centuries. From a stringent debt system under the reign of Mauryas to a modern-day regulated banking system, we have come a long way.
- [IBS Intelligence - spocto launches Innovation Lab focusing on debt collection ecosystem](http://10.60.84.100/ibs-intelligence-spocto-launches-innovation-lab-focusing-on-debt-collection-ecosystem/) - spocto, a full-stack debt support and risk mitigation platform has launched India’s first Innovation Lab (SIL) catering to the debt collection segment of banking industries across India and MENA.
- [CXO Today - spocto launches India’s First Innovation Lab focusing on the Debt Collection ecosystem](http://10.60.84.100/cxo-today-spocto-launches-indias-first-innovation-lab-focusing-on-the-debt-collection-ecosystem/) - spocto Innovation labs aim to develop a start-up ecosystem touching close to 10,000+ enterprises to co-create, prototype and implement ideas within fintech and collections space
- [The US$7B debt-collection market pits startups’ tech against lenders’ door-to-door approach](http://10.60.84.100/the-us7b-debt-collection-market-pits-startups-tech-against-lenders-door-to-door-approach/) - The RBI regulations and the covid-induced lockdown helped collection-tech startups gain ground. But lenders feel it won't be easy to replace good old legwork.

## Pages

- [Home](http://10.60.84.100/) - Stop credit losses and enhance collection capabilities with automated debt collection software to know when and why your customers are falling behind on payments.
- [Annual Report](http://10.60.84.100/annual-reports/)
- [Hyper-Personalised Collections Automated For Every Borrower](http://10.60.84.100/hyper-personalised-collections-automated-for-every-borrower/)
- [End-to-End Legal journey for Collections](http://10.60.84.100/end-to-end-legal-journey-for-collections/)
- [Field OPS](http://10.60.84.100/field-ops/)
- [Collection AI](http://10.60.84.100/collection-ai/)
- [YuVoice](http://10.60.84.100/yuvoice/)
- [YuCI](http://10.60.84.100/yuci/)
- [YuVin](http://10.60.84.100/yuvin/)
- [Bhaasa Enquiry](http://10.60.84.100/bhaasa-enquiry/)
- [About Us](http://10.60.84.100/about/) - Launched with the vision of enhancing collection efficiency with dignity to the borrower Spocto has made an impact with advanced analytics for digital debt collection.
- [Thank you](http://10.60.84.100/thank-you/)
- [Enquiry](http://10.60.84.100/enquiry/)
- [Business Enquiries](http://10.60.84.100/business-enquiries/)
- [Grievances](http://10.60.84.100/grievances/)
- [Careers](http://10.60.84.100/careers/)
- [Small businesses](http://10.60.84.100/industry/small-businesses/)
- [Agriculture](http://10.60.84.100/industry/agriculture/)
- [Insurance](http://10.60.84.100/industry/insurance/)
- [Retail](http://10.60.84.100/industry/retail/)
- [Mudra](http://10.60.84.100/industry/mudra/)
- [Industry Parent](http://10.60.84.100/industry/)
- [Industry Videos](http://10.60.84.100/industry-videos/)
- [Contact us](http://10.60.84.100/contact-us/) - Questions, doubts or plans to enhance the scope of debt collection software to cut credit losses, we are here to converse and address it all. Let's connect.
- [Insights](http://10.60.84.100/insights/) - Enhance your knowledge base with exclusive insights on loan recovery strategies powered by advanced analytics for debt collection.
- [Media Centre](http://10.60.84.100/media-centre/) - Best-in-class full-stack digital debt collection services creating waves for its AI-enabled credit management systems that enhance collection efficiency
- [spocto X](http://10.60.84.100/spocto-x/) - Enhance your collection efficiency manifold with our comprehensive range of digital debt collection strategies with 100% compliance
- [Field Pay - Terms of Use](http://10.60.84.100/field-pay-terms-of-use/) - General information about mobile application Terms & Conditions: A mobile application Terms and Conditions agreement (T&C) is where you set out the rules and restrictions for anyone who uses your mobile app. It helps limit your legal liability while managing user expectations. Mobile App Terms & Conditions are a legal agreement that users will agree
- [Legal and Compliance](http://10.60.84.100/legal-and-compliance/) - As per the extant guidelines laid down by the Reserve Bank of India the Guidelines on Digital Lending dated 2nd September 2022, applicable on All Commercial Banks, Primary (Urban) Co-operative Banks, State Co-operative Banks, District Central Co-operative Banks; and Non-Banking Financial Companies (including Housing Finance Companies) pertaining to digital lending, collection and other allied activities
- [Blog](http://10.60.84.100/blog/)
- [Case Studies](http://10.60.84.100/case-studies-2/)
- [Terms of Use](http://10.60.84.100/terms-of-use/) - Ownership of Site; Agreement to Terms of Use These Terms and Conditions of Use (the “Terms of Use”) apply to the Spocto web site located at https://43.204.181.230/, and all associated sites linked to https://43.204.181.230/ by Spocto, its subsidiaries and affiliates, including Spocto sites around the world (collectively, the “Site”). The Site is the property of

## Products

- [Connect](http://10.60.84.100/product/connect/) - An efficient automated debt collection software to tackle contactability and contact validation challenges to improve collection rate, recovery and resolution.
- [Smart Collect](http://10.60.84.100/product/smart-collect/) - Proprietary machine learning debt recovery model with omnichannel orchestration to determine proper outreach for data-driven debt collection.
- [Pay Dues](http://10.60.84.100/product/pay-dues/)
- [Field Plus](http://10.60.84.100/product/field-plus/) - Equip your on-ground staff with an intelligent field app that enhances automated debt collection software with full compliance
- [Vigil](http://10.60.84.100/product/vigil/) - Ensure 100% compliance with RBI guidelines with innovative consumer debt collection software
- [Smart Legal](http://10.60.84.100/product/smart-legal/) - Send or track legal notifications, get in touch with legal experts and sort out all legal requirements through one unique dashboard.
- [Call Plus](http://10.60.84.100/product/call-plus/) - Analytics for automated debt collection software leveraged for perfect agent-customer matching that cuts down resolution time and enhances collection efficiency.
- [Smart Settle](http://10.60.84.100/product/smart-settle/) - Accurate mapping and instant allocation to the right resource cuts expenses, offers flexibility, improves debt recovery and results in digital debt collection.
- [Recommendation Guru](http://10.60.84.100/product/recommendation-guru/) - Accurate mapping and instant allocation to the right resource offers flexibility and improves debt recovery strategies with data-driven debt collection software.
- [spocto Score](http://10.60.84.100/product/spocto-score/) - Use AI and ML-backed digital debt collection to assess customers' willingness to repay dues.

## Case Studies

- [Enhancing Collection Efficiency in Rural Rajasthan for a leading Public Sector Bank](http://10.60.84.100/case_studies/enhancing-collection-efficiency-in-rural-rajasthan-for-a-leading-public-sector-bank/)
- [Hypermax your collection efficiency with one product - spocto SMART Collect](http://10.60.84.100/case_studies/smartcollect-case-study/)
- [Every borrower is now within your reach - spocto TRACE](http://10.60.84.100/case_studies/spocto-trace-case-study/)
- [spocto Ranking Case Study](http://10.60.84.100/case_studies/spocto-ranking-case-study/)

## Blogs

- [Supercharging Campaigns: How We Hit 100x Growth using Campaign Orchestrator](http://10.60.84.100/blog/supercharging-campaigns-how-we-hit-100x-growth-using-campaign-orchestrator/)
- [The automation potential of debt collection](http://10.60.84.100/blog/the-automation-potential-of-debt-collection/) - The regulation of debt collection practices in India can be backtracked to the establishment of Debt Recovery Tribunals (DRTs) and their appellate counterparts. These new entities were tasked with cutting through the bureaucratic thickets and delivering swift justice in debt recovery cases. With their arrival, the once slow and cumbersome process of recovering debts was
- [Credit Recovery through Debt Collection Software Platforms](http://10.60.84.100/blog/credit-recovery-through-debt-collection-software-platforms/)
- [How Collections Can Shape Borrower Loyalty and Satisfaction: 9 Key Strategic Moves](http://10.60.84.100/blog/how-collections-can-shape-borrower-loyalty-and-satisfaction-9-key-strategic-moves/) - Explore how a borrower-centric collections approach can enhance customer satisfaction and loyalty in the lending industry. Discover strategies that combine ethical practices, digital innovation, and empathetic engagement to transform collections into a value-generating customer experience.
- [Banking in 2024: Navigating the Sea of Change](http://10.60.84.100/blog/banking-in-2024-navigating-the-sea-of-change/)
- [Implications of Tighter Unsecured Lending Norms - Risks, Opportunities and the Role of Technology](http://10.60.84.100/blog/4686/)
- [Safeguarding Borrower Data: The Imperative of Security in Digital Debt Recovery](http://10.60.84.100/blog/safeguarding-borrower-data-the-imperative-of-security-in-digital-debt-recovery/)
- [Smart Debt Recovery: Navigating the Future with Call Automation](http://10.60.84.100/blog/smart-debt-recovery-navigating-the-future-with-call-automation/)
- [Unlocking Potential: The Strategic Leap to Platform-Based Collections](http://10.60.84.100/blog/unlocking-potential-the-strategic-leap-to-platform-based-collections/)
- [The Economic Potential of AI/ML in Debt Collections: Unveiling the Next Productivity Frontier](http://10.60.84.100/blog/the-economic-potential-of-ai-ml-in-debt-collections-unveiling-the-next-productivity-frontier/)
- [How does your debt collection strategy stack up against your competitors?](http://10.60.84.100/blog/how-does-your-debt-collection-strategy-stack-up-against-your-competitors/)
- [Tomatoes and Debt Collections - Can We 'Ketch'up?](http://10.60.84.100/blog/tomatoes-and-debt-collections-can-we-ketchup/)
- [ICC T20 World Cup expected to generate collections of $1 billion. spocto explores how.](http://10.60.84.100/blog/icc-t20-world-cup-expected-to-generate-collections-of-1-billion-spocto-explores-how/)
- [The Twitter blue tick saga : Why Twitter revenue collections is key to its survival?](http://10.60.84.100/blog/the-twitter-blue-tick-saga-why-twitter-revenue-collections-is-key-to-its-survivalthe-twitter-blue-tick-saga-why-twitter-revenue-collections-is-key-to-its-survival/)
- [Field Plus: The Ultimate Tool for Nationwide Debt Collection](http://10.60.84.100/blog/field-plus-the-ultimate-tool-for-nationwide-debt-collection/)
- [A Silver Lining to the SVB Collapse](http://10.60.84.100/blog/a-silver-lining-to-the-svb-collapse/)
- [spocto Score: The Innovative Solution for Smarter Risk Management and Debt Recovery](http://10.60.84.100/blog/spocto-score-the-innovative-solution-for-smarter-risk-management-and-debt-recovery/)
- [An overview of today’s banking turmoil](http://10.60.84.100/blog/an-overview-of-todays-banking-turmoil/)
- [Why is everyone talking of digital collections?](http://10.60.84.100/blog/why-is-everyone-talking-of-digital-collections/)
- [Customer Engagement: Shift from in-person to digital, are YOU ready?](http://10.60.84.100/blog/customer-engagement-shift-from-in-person-to-digital-are-you-ready/)
- [Why digital collections is good for lenders?](http://10.60.84.100/blog/why-digital-collections-is-good-for-lenders/)
- [The Power of AI and ML in Debt Collection](http://10.60.84.100/blog/the-power-of-ai-and-ml-in-debt-collection/)
- [Why Digital Debt Collections? Why now?](http://10.60.84.100/blog/why-digital-debt-collections-why-now/)

## Job openings

- [Junior Software Engineer](http://10.60.84.100/career_post/junior-software-engineer/) - Commodo eu duis mollit. Cillum amet dolor labore dolore non fugiat magna sit incididunt irure commodo mollit id officia nisi. Voluptate sunt voluptate et qui eiusmod et proident exercitation proident ex pariatur. Laboris proident aliquip consectetur. Commodo eu duis mollit. Cillum amet dolor labore dolore non fugiat magna sit incididunt irure commodo mollit id officia
- [Senior Software Engineer](http://10.60.84.100/career_post/senior-software-engineer/) - Commodo eu duis mollit. Cillum amet dolor labore dolore non fugiat magna sit incididunt irure commodo mollit id officia nisi. Voluptate sunt voluptate et qui eiusmod et proident exercitation proident ex pariatur. Laboris proident aliquip consectetur.

## Categories

- [Uncategorized](http://10.60.84.100/category/uncategorized/)
- [Fintech](http://10.60.84.100/category/fintech/)

## Product Types

- [Insight](http://10.60.84.100/product_type/insight/)
- [Workflow](http://10.60.84.100/product_type/workflow/)
- [Execution](http://10.60.84.100/product_type/execution/)
- [Governance](http://10.60.84.100/product_type/governance/)